Westchester County and Cortlandt Town property record for 3 N Ledge Loop, Croton On Hudson, NY 10520
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Oct 2010) |
| Tax Bill | $19,104 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47.00-238-0 |
| Primary APN | 47.00-238-0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,450 sqft (1.25 acres) |
|---|
| Account Number | 47.00-238-0 |
|---|---|
| Street Address | 3 N LEDGE LOOP |
| City | CROTON ON HUDSON |
| State | NY |
| Zip | 10520-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 47.00-238-011 |
| Legal Block | 3 |
| Legal Lot Number | 47.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | CORTLANDT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13900 |
3 N Ledge Loop is owned and occupied by an individual who bought it in October 2010.
Source: Westchester County and Cortlandt Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 N LEDGE LOOP, CROTON ON HUDSON, NY 10520-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BK USA NA |
| Jun 29, 2020 | Loan Modification, Mortgage · Conventional Mortgage HSBC BK USA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2010 · Amount on File |
| Deed Sale | Oct 7, 2010 · Amount on File |
| Deed Document Number | 2010502463247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 N LEDGE LOOP, CROTON ON HUDSON, NY 10520-2203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 N LEDGE LOOP, CROTON ON HUDSON, NY 10520-2203 |
| Document Number | 0623483494 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 623483494 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 N LEDGE LOOP, CROTON ON HUDSON, NY 10520-2203 |
| Document Number | 0602013038 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3 N LEDGE LOOP CROTON ON HUDSON NY 105202203, CROTON ON HUDSON, NY 10520-2203 |
| Document Number | 0602013038 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 060201/003038 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 26, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 N LEDGE LOOP, CROTON ON HUDSON, NY 10520-2203 |
| Document Number | 0602013039 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3 N LEDGE LOOP CROTON ON HUDSON NY 105202203, CROTON ON HUDSON, NY 10520-2203 |
| Document Number | 0602013039 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 060201/003039 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 26, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
The 2026 property tax bill for 3 N Ledge Loop was $19,104, up 34.2% from the year before.
Source: Westchester County and Cortlandt Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Cortlandt Town |
| Municipality | Croton-on-Hudson Village |
| Unified School District | Croton-Harmon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,104.00 (+34.2%) | ||
| 2025 | $14,235.00 | $8,725 (-) Land $1,600 Building $7,125 | $721,074 (+117.35%) Land $132,231 Building $588,843 |
| 2024 | $8,725 (-) Land $1,600 Building $7,125 | $331,750 (+9.89%) Land $60,837 Building $270,913 | |
| 2023 | $8,725 Land $1,600 Building $7,125 | $301,903 Land $55,363 Building $246,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 N Ledge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 N Ledge Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROTON ON HUDSON VILLAGE serves 8,000 people · EPA ID NY5903425 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.88 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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