3 Murray Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 3 Murray Ave, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 2,668 sqft · built 1915
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jan 2024)
Tax Bill	$8,970 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-05699125`

Property Details

APN / Parcel Number

Primary APN	`06-000-05699125`
Alternative APNs	`600005699125` `00005699125`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00005699125
Street Address	3 MURRAY AVE
City	ANNAPOLIS
State	MD
Zip	21401-2863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	1
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1018
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Murray Ave, a townhouse, is owned and occupied by two individuals who bought it in January 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 MURRAY AVE, ANNAPOLIS, MD 21401-2863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2024 · Amount on File
Deed Sale	Jan 24, 2024 · Amount on File
Prior Sale	May 26, 2004
Deed Book / Page	40197 / 110
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 24, 2024
Property Address	3 MURRAY AVE, ANNAPOLIS, MD 21401-2863
Document Number	0401970109
Book / Page	40197 / 109
Map Reference	MB GW 1 FO 17
Instrument Date	Jan 18, 2024
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MURRAY AVE, ANNAPOLIS, MD 21401-2863

Mortgage

Document Number	0040197118
Date	Jan 24, 2024
Instrument	40197/118

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3 Murray Ave was $8,970.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,800 Land $440,500 Building $229,300	$669,800 Land $440,500 Building $229,300
2025	$8,970.00
2023	$7,729.00	$538,300 Land $405,500 Building $132,800	$538,300 Land $405,500 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Murray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Murray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20