Middlesex County and Ayer Town property record for 3 Mulberry Cir, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,948 sqft · built 1994 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (May 2017) |
| Tax Bill | $6,963 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Feb 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:016 B:0000 L:0051 |
| Primary APN | AYER M:016 B:0000 L:0051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Basement Area | 944 sqft |
| Unfinished Basement | 472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 MULBERRY CIR |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 51 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 325101 |
3 Mulberry Cir is owner-occupied and held in a trust since July 2026.
Source: Middlesex County and Ayer Town records, as of August 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Feb 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Oct 31, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| May 2, 2017 | Quit Claim Deed, Transfer · Conventional with PMI OCMBC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on File |
| Deed Sale | May 2, 2017 · Amount on File |
| Prior Sale | Apr 11, 2003 · Amount on File |
| Deed Document Number | 201764536 |
| Deed Book / Page | 69224 / 486 |
| Last Transfer Date | Jul 17, 2026 |
| Transfer Doc | 0000090685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jul 21, 2026 |
| Property Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Document Number | 0000090685 |
| Book / Page | 85909 / 419 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202690685 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 079717-573 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 79717/573 |
| Instrument | 27656 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 082502-421 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 82502/421 |
| Instrument | 17500 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71823-558 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 71823/558 |
| Instrument | 167802 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | May 2, 2017 |
| Property Address | 3 MULBERRY CIR, AYER, MA 01432-1556 |
| Document Number | 69224-486 |
| Book / Page | 069224 / 000486 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 64536 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MULBERRY CIR AYER MA 014321556, AYER, MA 01432-1556 |
| Document Number | 69224-489 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 069224/000489 |
| Instrument | 64537 |
| Name | OCMBC INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 3 Mulberry Cir was $6,963.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,963.00 | $582,200 Land $185,300 Building $396,900 | $676,020 (+15.73%) |
| 2024 | $584,155 | ||
| 2023 | $6,266.00 | $504,500 Land $174,000 Building $330,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Mulberry Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Mulberry Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures