Essex County and Gloucester City property record for 3 Mt Ann Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,778 sqft · built 1920 |
| Lot Size | 0.932 acres (40,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $39,166 (May 2001) |
| Tax Bill | $5,590 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0228 B:0034 L:0000 |
| Primary APN | GLOU M:0228 B:0034 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 1,326 sqft |
| Attic | Attic |
| Attic Area | 698 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,600 sqft (0.932 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 3 MOUNT ANN RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 34 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 221901 |
3 Mt Ann Rd is owner-occupied and held in a trust since May 2001.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 MOUNT ANN RD, GLOUCESTER, MA 01930-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Dec 1, 2017 | Deed of Trust, Mortgage SANTANDER BANK NA |
| Sep 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2001 · Amount on File |
| Deed Sale | May 30, 2001 · Amount on File |
| Deed Book / Page | 17240 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 MOUNT ANN RD, GLOUCESTER, MA 01930-2333 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039954-35 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 39954/35 |
| Instrument | 20210607002880 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 MOUNT ANN RD, GLOUCESTER, MA 01930-2333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36377-186 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 36377/186 |
| Instrument | 171201005920 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 192 Months |
| Due | Dec 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 28, 2017 |
| Property Address | 3 MOUNT ANN RD, GLOUCESTER, MA 01930-2333 |
| Document Number | 36209-3 |
| Book / Page | 036209 / 000003 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 1709280070 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 MOUNT ANN RD GLOUCESTER MA 019302333, GLOUCESTER, MA 01930-2333 |
The 2026 property tax bill for 3 Mt Ann Rd was $5,590, up 3.3% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,590.00 (+3.25%) | $600,400 (+7.79%) Land $245,900 Building $354,500 | $620,613 |
| 2025 | $5,414.00 (+1.88%) | $557,000 (+2%) Land $227,700 Building $329,300 | |
| 2024 | $5,314.00 | $546,100 Land $216,800 Building $329,300 | $592,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Mt Ann Rd in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 33 (1978–2018) |
| Claims Outside the SFHA | 17 of 33 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Mt Ann Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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