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3 Mountain Ter, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 3 Mountain Ter, Stanhope, NJ 07874

Property Summary

Property TypeSingle Family Home
Details2,007 sqft · built 1958
Lot Size0.306 acres (13,334 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2020)
Tax Bill$13,132 (2025)
Deeds & MortgagesJun 2022 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-11404-0000-00001

Property Details

APN / Parcel Number

Primary APN19-11404-0000-00001
Alternative APN
  • 191140400001

Interior

Stories1 Story
Building Area2,007 sqft Living Area
1st Floor Area2,007 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area13,334 sqft (0.306 acres)
Lot Dimensions118 ft deep x 113 ft wide

Location & Zoning

Street Address3 MOUNTAIN TER
CitySTANHOPE
StateNJ
Zip07874-2822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal SubdivisionBOROUGH/STANHOPE
Legal Block11404
Legal Lot Number1
JurisdictionSUSSEX NJ
Township / Civil DivisionSTANHOPE
Census Block Group1
Census Block1012
Census Tract374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 MOUNTAIN TER, STANHOPE, NJ 07874-2822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 6, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Deed Document Number202010154680
Deed Book / Page3563 / 260
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 MOUNTAIN TER, STANHOPE, NJ 07874-2822
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MOUNTAIN TER, STANHOPE, NJ 07874-2822

Mortgage

Document Number0101700004
DateJun 15, 2022
Book Page10170/4
Instrument20220615010194540
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueAug 1, 2050

August 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSUSSEX NJ
Recording DateAug 6, 2020
Property Address3 MOUNTAIN TER, STANHOPE, NJ 07874-2822
Document Number0035630260
Book / Page3563 / 260
Instrument DateJul 17, 2020
Instrument20200806010154680
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyRESIDENTIAL COM TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$35.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 WHITE ASTER CT, 10, HACKETTSTOWN, NJ 07840-3143

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MOUNTAIN TER, STANHOPE, NJ 07874-2822

Mortgage

Document Number20200806010154690
DateAug 6, 2020
Instrument20200806010154690
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
MunicipalityStanhope Borough
Secondary School DistrictLenape Valley Regional School District (09 - 12)
Elementary School DistrictStanhope Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$569,300 (+102.02%) Land $193,400 Building $375,900$569,300 (+102.02%) Land $193,400 Building $375,900
2025$13,132.00 (+3.24%)$281,800 (-) Land $80,300 Building $201,500$281,800 (-) Land $80,300 Building $201,500
2024$12,720.00 (+4.39%)
2023$281,800 Land $80,300 Building $201,500$281,800 Land $80,300 Building $201,500
2022$12,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANHOPE W DEPT
serves 3,730 people · EPA ID NJ1919001
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber		10,000 / 10,000
Optimum
Fiber · Cable		8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Ter

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