3 Mountain Ter, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 3 Mountain Ter, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 985 sqft · built 1890
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Sep 2003)
Tax Bill	$4,308 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0120 B:0015`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0120 B:0015`
Alternative APN	`15080`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	985 sqft Living Area
1st Floor Area	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	5,998 sqft (0.138 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15080
Street Address	3 MOUNTAIN TER
City	PEABODY
State	MA
Zip	01960-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	15
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3009
Census Tract	210500

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MOUNTAIN TER, PEABODY, MA 01960-6528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Jun 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 14, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR
Nov 29, 2018	Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2003 · Amount on Record
Deed Sale	Sep 30, 2003 · Amount on Record
Prior Sale	May 28, 2002 · Amount on Record
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	3 MOUNTAIN TER, PEABODY, MA 01960-6528
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000656041
Date	Dec 31, 2024
Instrument	656041

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	3 MOUNTAIN TER, PEABODY, MA 01960-6528
Document Number	0000613103
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOUNTAIN TER PEABODY MA 019606528, PEABODY, MA 01960-6528

Mortgage

Document Number	0000613103
Date	Jun 17, 2020
Instrument	613103

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	3 MOUNTAIN TER, PEABODY, MA 01960-6528
Document Number	0000602881
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOUNTAIN TER PEABODY MA 019606528, PEABODY, MA 01960-6528

Mortgage

Document Number	0000602881
Date	Jun 19, 2019
Instrument	602881

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	3 MOUNTAIN TER, PEABODY, MA 01960-6528
Document Number	0000597976
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOUNTAIN TER PEABODY MA 019606528, PEABODY, MA 01960-6528

Mortgage

Document Number	0000597976
Date	Dec 5, 2018
Instrument	597976

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (-4.12%)	$454,900 (-6.24%) Land $245,800 Building $209,100	$525,012 (+5.21%)
2025	$4,493.00 (+6.04%)	$485,200 (+4.43%) Land $227,600 Building $257,600	$499,035
2024	$4,237.00 (+10.86%)	$464,600 (+15.72%) Land $227,600 Building $237,000
2023	$3,822.00	$401,500 Land $203,200 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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