Essex County and Middleton Town property record for 3 Mount Vernon St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,732 sqft · built 1935 |
| Lot Size | 0.288 acres (12,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Sep 2018) |
| Tax Bill | $7,889 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Dec 2025 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0025 B:0000 L:0032 |
| Primary APN | MIDD M:0025 B:0000 L:0032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,916 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,550 sqft (0.288 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 MOUNT VERNON ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 32 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 212101 |
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MOUNT VERNON ST, MIDDLETON, MA 01949-2250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
| Dec 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Sep 26, 2018 | Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Deed Book / Page | 37039 / 515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 3 MOUNT VERNON ST, MIDDLETON, MA 01949-2250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041080-61 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 41080/61 |
| Instrument | 20220721002400 |
| Name | STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 3 MOUNT VERNON ST, MIDDLETON, MA 01949-2250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043116-217 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 43116/217 |
| Instrument | 20251209000880 |
| Name | STONEHAM MUNICIPAL EMPLOYEE FEDERAL CU |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 3 MOUNT VERNON ST, MIDDLETON, MA 01949-2250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38218-288 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 38218/288 |
| Instrument | 20200127003950 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Sep 26, 2018 |
| Property Address | 3 MOUNT VERNON ST, MIDDLETON, MA 01949-2250 |
| Document Number | 37039-515 |
| Book / Page | 037039 / 000515 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 1809263180 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 MOUNT VERNON ST MIDDLETON MA 019492250, MIDDLETON, MA 01949-2250 |
| Document Number | 37039-518 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 037039/000518 |
| Instrument | 1809263190 |
| Name | LOANDEPOT COM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,889.00 (+6.62%) | $626,600 (+0.69%) Land $316,100 Building $303,200 | $691,532 (+27.48%) |
| 2025 | $7,399.00 (-1.99%) | $622,300 (-2.81%) Land $334,300 Building $288,000 | $542,450 |
| 2024 | $7,549.00 (-0.87%) | $640,300 (+8.21%) Land $334,300 Building $306,000 | |
| 2023 | $7,615.00 | $591,700 Land $375,300 Building $216,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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