Forrest County property record for 3 Mossy Oak Pt, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,249 sqft · built 2001 |
| Owner | Individual Name on File |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-020N-33-014.00 |
| Primary APN | 3-020N-33-014.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,249 sqft Living Area |
| 1st Floor Area | 2,249 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Shingles |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 34322 |
|---|---|
| Street Address | 3 MOSSY OAK PT |
| City | PETAL |
| State | MS |
| Zip | 39465-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 TRAILWOOD WEST PHASE I |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 33 |
| Legal Subdivision | TRAILWOOD WEST PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10101 |
3 Mossy Oak Pt is owned and occupied by an individual who acquired it in September 2016.
Source: Forrest County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit CENTURYFIRST FEDERAL CREDIT UNION |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit CENTURY FIRST FEDERAL CREDIT UNION |
| Mar 17, 2020 | Deed of Trust, Mortgage CENTURY FIRST FEDERAL CREDIT UNION |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2016 |
| Deed Sale | Sep 1, 2016 |
| Prior Sale | Mar 5, 2007 |
| Deed Document Number | 752263 |
| Deed Book / Page | 1236 / 561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Document Number | 002516/577 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 2516/577 |
| Name | CENTURYFIRST FEDERAL CREDIT UNION |
|---|---|
| Type | Government Agency |
| Address | HATTIESBURG, MS 39401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 21, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00002309/1 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 2309/1 |
| Instrument | 810886 |
| Name | CENTURY FIRST FEDERAL CREDIT UNION |
|---|---|
| Address | HATTIESBURG, MS 39401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 8, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002274/98 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 2274/98 |
| Instrument | 802652 |
| Name | CENTURY FIRST FEDERAL CREDIT UNION |
|---|---|
| Address | HATTIESBURG, MS 39401 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 3 MOSSY OAK PT, PETAL, MS 39465-2703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002409/39 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 2409/39 |
| Instrument | 833946 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3 Mossy Oak Pt was $3,277 with a homeowner's exemption.
Source: Forrest County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,277.00 Homeowner's exemption | $20,256 | $202,560 Land $30,000 Building $172,560 |
| 2023 | $2,818.00 Homeowner's exemption | $185,760 (+9%) | $185,760 (-) Land $30,000 Building $155,760 |
| 2022 | $18,576 | $185,760 Land $30,000 Building $155,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Mossy Oak Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Mossy Oak Pt is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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