3 Moss Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3 Moss Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,442 sqft · built 1987
Lot Size	0.048 acres (2,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Nov 2018)
Tax Bill	$10,714 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`232-200-002-3`

Property Details

APN / Parcel Number

Primary APN	`232-200-002-3`
Alternative APN	`232-200-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	2,072 sqft (0.048 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 MOSS LN
City	LAFAYETTE
State	CA
Zip	94549-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6709 L2
Legal Subdivision	SUBDIVISION 6709
Legal Tract	6709
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	348000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
May 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 16, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Nov 16, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2018186526
Last Transfer Date	Apr 23, 2020
Transfer Doc	0000088616
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104879
Date	Jul 9, 2019
Instrument	2019-104879

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MOSS LN, LAFAYETTE, CA 94549-3160

Mortgage

Document Number	0000046934
Date	Feb 16, 2021
Instrument	2021-046934

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2020
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Document Number	0000088616
Map Reference	MB 306 PG 20
Instrument Date	Apr 23, 2020
Instrument	2020-088616
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 MOSS LN, LAFAYETTE, CA 94549-3160

Mortgage

Document Number	0000088617
Date	May 11, 2020
Instrument	2020-088617

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2018
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Document Number	0000186525
Instrument Date	Nov 13, 2018
Instrument	186525
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 MOSS LN LAFAYETTE CA 945493160, LAFAYETTE, CA 94549-3160

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 16, 2018
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Document Number	0000186526
Map Reference	MB 306 PG 20
Instrument Date	Nov 13, 2018
Instrument	2018-186526
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 MOSS LN, LAFAYETTE, CA 94549-3160

Mortgage

Document Number	0000186527
Date	Nov 16, 2018
Instrument	2018-186527

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 27, 2017
Property Address	3 MOSS LN, LAFAYETTE, CA 94549-3160
Document Number	0000017631
Instrument Date	Jan 23, 2017
Instrument	17631
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 MOSS LN LAFAYETTE CA 945493160, LAFAYETTE, CA 94549-3160

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,541 (+2%) Land $622,503 Building $191,038
2025	$10,714.00 (+3.68%) Homeowner's exemption	$797,591 (+4.04%) Land $610,298 Building $187,293
2023	$10,334.00 (+1.58%) Homeowner's exemption	$766,621 Land $586,600 Building $180,021
2022	$10,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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