Essex County and Peabody City property record for 3 Moretto Dr, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,664 sqft · built 1989 |
| Lot Size | 0.491 acres (21,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $503,000 (Feb 2015) |
| Tax Bill | $8,698 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0056 B:0101 |
| Primary APN | PEAB M:0056 B:0101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 2,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 21,397 sqft (0.491 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 6477 |
|---|---|
| Street Address | 3 MORETTO DR |
| City | PEABODY |
| State | MA |
| Zip | 01960-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 101 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 210200 |
3 Moretto Dr is owned and occupied by an individual who bought it in February 2015.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 MORETTO DR, PEABODY, MA 01960-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage MSA LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2015 · Amount on File |
| Deed Sale | Feb 19, 2015 · Amount on File |
| Prior Sale | Feb 14, 1990 · Amount on File |
| Deed Book / Page | 33862 / 433 |
| Transfer Doc | 033862-433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MORETTO DR, PEABODY, MA 01960-3720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040311-451 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 40311/451 |
| Instrument | 20210924004900 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MORETTO DR, PEABODY, MA 01960-3720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40311-451 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 40311/451 |
| Instrument | 20210924004900 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MORETTO DR, PEABODY, MA 01960-3720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39204-262 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 39204/262 |
| Instrument | 20201120001770 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
The 2026 property tax bill for 3 Moretto Dr was $8,698, up 6.2% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,698.00 (+6.2%) | $918,500 (+3.84%) Land $350,800 Building $567,700 | $1,016,149 (+21.62%) |
| 2025 | $8,190.00 (+8.92%) | $884,500 (+7.29%) Land $324,800 Building $559,700 | $835,525 |
| 2024 | $7,519.00 (+2.56%) | $824,400 (+7.05%) Land $324,800 Building $499,600 | |
| 2023 | $7,331.00 | $770,100 Land $270,700 Building $499,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Moretto Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1978–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Moretto Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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