3 Moon Ct, Cape Charles, VA 23310 Property Records

Northampton County property record for 3 Moon Ct, Cape Charles, VA 23310

Property Summary

Property TypeVacant Land
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Oct 2019)
Tax Bill$5,506 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN90-4-50

Property Details

APN / Parcel Number

Primary APN90-4-50
Alternative APNs
  • 10000393
  • 12956

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number10000393
Street Address3 MOON CT
CityCAPE CHARLES
StateVA
Zip23310-2351
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 50 19,879 SQ FT BAY CREE URE LOT 50 19,879 SQ FT BAY CREE URE
Legal SubdivisionBAY CREEK
Legal Lot Number50
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3024
Census Tract930301

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3 MOON CT, CAPE CHARLES, VA 23310-2351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Construction Mortgage
FULTON BANK NA
Oct 31, 2019Warranty Deed, Transfer
A AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on Record
Deed SaleOct 31, 2019 · Amount on Record
Deed Document Number190001834
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address3 MOON CT, CAPE CHARLES, VA 23310-2351
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001024
DateJun 24, 2020
Instrument200001024
Lender
NameFULTON BANK NA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.63%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2036

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateOct 31, 2019
Property Address3 MOON CT, CAPE CHARLES, VA 23310-2351
Document Number0190001834
Instrument DateOct 25, 2019
Instrument190001834
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyA AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address132 CHURCHILL DOWNS, CAPE CHARLES, VA 23310-2348

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,506.00 (+18.54%)$781,100 (+27.8%) Land $122,400 Building $658,700
2024$781,100 (+27.8%) Land $122,400 Building $658,700
2023$4,645.00$611,200 Land $67,400 Building $543,800$611,200 Land $67,400 Building $543,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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