3 Monroe St, Hamden, CT 06518 Property Records

Hamden Town property record for 3 Monroe St, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,672 sqft · built 1991
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Tax Bill	$13,350 (2024)
Deeds & Mortgages	Mar 2025 Reverse Mortgage Mar 2025 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2830 B:180 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2830 B:180 L:00-0000`
Alternative APN	`M:2830 B:180 L:00=0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	1,132 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 MONROE ST
City	HAMDEN
State	CT
Zip	06518-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	180
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	5
Census Block	5004
Census Tract	166002

Owner

Source: Hamden Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MONROE ST, HAMDEN, CT 06518-2557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP
Mar 6, 2025	Deed of Trust, Mortgage · Reverse Mortgage PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	3 MONROE ST, HAMDEN, CT 06518-2557
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005250-122
Date	Mar 6, 2025
Book Page	5250/122
Instrument	1144

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Apr 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Apr 1, 2025
Margin	2

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	3 MONROE ST, HAMDEN, CT 06518-2557
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005250-134
Date	Mar 6, 2025
Book Page	5250/134
Instrument	1145

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	865 Months
Due	Apr 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Apr 1, 2025
Margin	2

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,320 (+52.66%) Land $74,760 Building $182,560	$180,124 Land $52,332 Building $127,792
2024	$13,350.00 (+42.42%)	$168,560 (+4.51%) Land $51,590 Building $116,970
2023	$9,374.00	$161,280 Land $51,590 Building $109,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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