3 Misty Ln, Bloomington, IL 61705 Property Records

McLean County property record for 3 Misty Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,174 sqft · built 2014
Lot Size	0.149 acres (6,501 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2022)
Tax Bill	$6,071 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-19-176-032`

Property Details

APN / Parcel Number

Primary APN	`21-19-176-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,174 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,501 sqft (0.149 acres)
Lot Dimensions	115 ft deep x 48 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 MISTY LN
City	BLOOMINGTON
State	IL
Zip	61705-6593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOX CREEK VILLAGE SUB 3RD ADDN LOT 48
Legal Subdivision	FOX CREEK
Legal Lot Number	48
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1037
Census Tract	1402

Owner

3 Misty Ln is owned and occupied by an individual who bought it in September 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3 MISTY LN, BLOOMINGTON, IL 61705-6593
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	202216849
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 21, 2022
Property Address	3 MISTY LN, BLOOMINGTON, IL 61705-6593
Document Number	202200016849
Map Reference	DOC 2013-21601
Instrument Date	Sep 8, 2022
Instrument	2022-00016849
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MISTY LN, BLOOMINGTON, IL 61705-6593

Mortgage

Document Number	202200016850
Date	Sep 21, 2022
Instrument	2022-00016850

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2017
Property Address	3 MISTY LN, BLOOMINGTON, IL 61705-6593
Document Number	201700017256
Map Reference	DOC2013-21601
Instrument Date	Sep 15, 2017
Instrument	2017-00017256
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONITER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MISTY LN, BLOOMINGTON, IL 61705-6593

Mortgage

Document Number	201700017257
Date	Sep 22, 2017
Instrument	2017-00017257

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,882 Land $15,335 Building $79,547	$284,646 Land $46,005 Building $238,641
2024	$6,071.00 (+22.05%)
2023	$4,974.00 (-1.33%)	$64,712 (+2.62%) Land $10,459 Building $54,253	$194,136 (+2.62%) Land $31,377 Building $162,759
2022	$5,041.00	$63,060 Land $10,192 Building $52,868	$189,180 Land $30,576 Building $158,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Misty Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Misty Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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