3 Miracle Way, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 3 Miracle Way, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,216 sqft · built 2018
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$6,829 (Jul 2026)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01018B000000`

Property Details

APN / Parcel Number

Primary APN	`01018B000000`
Alternative APNs	`GRAY M:013 B:010 L:018-002` `381`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Basement Area	224 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	381
Street Address	3 MIRACLE WAY
City	GRAY
State	ME
Zip	04039-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	BERNARD M & SANDRA M DUCY
Legal Block	10
Legal Lot Number	18-2
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1002
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 YARMOUTH RD, GRAY, ME 04039-9650
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit NORWAY SAVINGS BANK
Jun 20, 2018	Deed of Trust, Mortgage NORWAY SAVINGS BANK
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2026 · Amount on Record
Deed Sale	Jul 22, 2026 · Amount on Record
Prior Sale	Sep 8, 2017
Deed Document Number	202630195
Deed Book / Page	42411 / 330
Prior Transfer Date	Jul 20, 2026
Prior Transfer Doc	0000030195
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jul 22, 2026
Property Address	3 MIRACLE WAY, GRAY, ME 04039-9809
Document Number	0000030195
Book / Page	42411 / 330
Instrument Date	Jul 20, 2026
Instrument	202630195
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 YARMOUTH RD, GRAY, ME 04039-9650

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 MIRACLE WAY, GRAY, ME 04039-9809
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420480332
Date	Feb 12, 2026
Book Page	42048/332
Instrument	5613

Lender

Name	NORWAY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 MIRACLE WAY, GRAY, ME 04039-9809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349300181
Date	Jun 20, 2018
Book Page	34930/0181
Instrument	000000029139

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Jun 20, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 MIRACLE WAY, GRAY, ME 04039-9809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367680214
Date	Jun 3, 2020
Book Page	36768/214
Instrument	29215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,041.00 (+6.09%)	$417,500 (+66.4%) Land $120,000 Building $297,500
2023	$3,809.00 (+8.83%)	$250,900 (-) Land $55,000 Building $195,900
2022	$3,500.00	$250,900 Land $55,000 Building $195,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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