Bergen County and Oakland Borough property record for 3 Minsi Pl, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 3,294 sqft · built 1965 |
| Lot Size | 0.649 acres (28,270 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $19,608 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-05603-0000-00027 |
| Primary APN | 42-05603-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,294 sqft Living Area |
| 1st Floor Area | 3,294 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 28,270 sqft (0.649 acres) |
| Lot Dimensions | 200 ft deep x 151 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 42037030300017 |
|---|---|
| Street Address | 3 MINSI PL |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | 0.649 AC |
| Legal Subdivision | MOUNTAIN GARDENS SEC 4 |
| Legal Block | 5603 |
| Legal Lot Number | 27 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 39200 |
Source: Bergen County and Oakland Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MINSI PL, OAKLAND, NJ 07436-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 19, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2000 |
| Deed Sale | Oct 6, 2000 |
| Prior Sale | Oct 6, 2000 |
| Deed Book / Page | 1048 / 669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 MINSI PL, OAKLAND, NJ 07436-3812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040020454 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 4002/454 |
| Instrument | 2021032706 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 MINSI PL, OAKLAND, NJ 07436-3812 |
| Document Number | 0027132353 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 MINSI PL OAKLAND NJ 074363812, OAKLAND, NJ 07436-3812 |
| Document Number | 0027132353 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 002713/002353 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 5, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2017 |
| Property Address | 3 MINSI PL, OAKLAND, NJ 07436-3812 |
| Document Number | 0026410065 |
| Book / Page | 002641 / 000065 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $597.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 MINSI PL OAKLAND NJ 074363812, OAKLAND, NJ 07436-3812 |
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970,000 (+8.09%) Land $399,400 Building $570,600 | $970,000 (+8.09%) Land $399,400 Building $570,600 | |
| 2025 | $19,608.00 (+2.86%) | $897,400 (+13.94%) Land $374,600 Building $522,800 | $897,400 (+13.94%) Land $374,600 Building $522,800 |
| 2024 | $19,062.00 (+5.69%) | ||
| 2023 | $787,600 Land $314,000 Building $473,600 | $787,600 Land $314,000 Building $473,600 | |
| 2022 | $18,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures