3 MInigel Cir, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 3 MInigel Cir, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,410 sqft · built 2020
Lot Size	1.28 acres (55,822 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Nov 2025)
Tax Bill	$10,929 (2026)
Deeds & Mortgages	Nov 2025 Sale & Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0031 B:0003 L:00017`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0031 B:0003 L:00017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	5,442 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,822 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 MINIGEL CIR
City	PEPPERELL
State	MA
Zip	01463-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	3
Legal Lot Number	17
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2000
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MINIGEL CIR, PEPPERELL, MA 01463-1348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Quit Claim Deed, Transfer · Line of Credit USA ALLIANCE FEDERAL CREDIT UNION
Jun 11, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	2025143151
Deed Book / Page	84909 / 98
Prior Transfer Date	Nov 17, 2025
Prior Transfer Doc	0084909-98
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Nov 21, 2025
Property Address	3 MINIGEL CIR, PEPPERELL, MA 01463-1348
Document Number	0084909-98
Book / Page	84909 / 98
Instrument Date	Nov 17, 2025
Instrument	143151
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MINIGEL CIR, PEPPERELL, MA 01463-1348

Mortgage

Document Number	0000143152
Date	Nov 21, 2025
Instrument	143152

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 11, 2020
Property Address	3 MINIGEL CIR, PEPPERELL, MA 01463-1348
Document Number	074866-156
Book / Page	74866 / 156
Instrument Date	Jun 9, 2020
Instrument	90691
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MINIGEL CIR, PEPPERELL, MA 01463-1348

Mortgage

Document Number	0000090692
Date	Jun 11, 2020
Instrument	90692

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,929.00 (+2.57%)	$793,100 (+8.9%) Land $203,700 Building $589,400	$727,510 (-)
2025	$10,655.00 (+8.79%)	$728,300 (+6.71%) Land $178,200 Building $550,100	$727,510 (+2.94%)
2024	$9,794.00 (+3.37%)	$682,500 (+9.06%) Land $163,700 Building $518,800	$706,705
2023	$9,475.00	$625,800 Land $138,200 Building $487,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1982–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 99.3% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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