York County and South Berwick Town property record for 3 Millstream Ln, South Berwick, ME 03908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,820 sqft · built 1982 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Jun 2026) |
| Tax Bill | $6,396 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SBER M:032 B:033 |
| Primary APN | SBER M:032 B:033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 3,796 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2574 |
|---|---|
| Old Parcel Number | SBER M:032 B:033 |
| Street Address | 3 MILLSTREAM LN |
| City | SOUTH BERWICK |
| State | ME |
| Zip | 03908-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RES |
| Legal Subdivision | OLD MILL |
| Legal Block | 33 |
| Jurisdiction | SOUTH BERWICK ME |
| Township / Civil Division | SOUTH BERWICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 35002 |
3 Millstream Ln is owned and occupied by two individuals who bought it in June 2026.
Source: York County and South Berwick Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 16, 2017 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| Dec 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF NEW HAMPSHIRE |
| Apr 20, 2018 | Warranty Deed, Transfer BANK OF NH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Apr 20, 2018 · Amount on File |
| Deed Book / Page | 19933 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH BERWICK ME |
| Recording Date | Jun 26, 2026 |
| Property Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Document Number | 0000022032 |
| Book / Page | 19933 / 317 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202622032 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Date | Jun 26, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH BERWICK ME |
| Property Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174220138 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 17422/0138 |
| Instrument | 2017006283 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 16, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH BERWICK ME |
| Property Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184790272 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 18479/272 |
| Instrument | 2020063174 |
| Name | BANK OF NEW HAMPSHIRE |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH BERWICK ME |
| Recording Date | Apr 20, 2018 |
| Property Address | 3 MILLSTREAM LN, SOUTH BERWICK, ME 03908-1810 |
| Document Number | 0176980593 |
| Book / Page | 017698 / 000593 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 14555 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 BRATTLE ST SOUTH BERWICK ME 039081701, SOUTH BERWICK, ME 03908-1701 |
| Document Number | 176980596 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 017698/000596 |
| Instrument | 14556 |
| Name | BANK OF NH |
|---|---|
| Type | Bank |
| Address | LACONIA, NH 03246 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
The 2025 property tax bill for 3 Millstream Ln was $6,396, down 0.9% from the year before.
Source: York County and South Berwick Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | South Berwick Town |
| Unified School District | School Administrative District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,396.00 (-0.9%) | $510,900 (+6.24%) Land $213,200 Building $297,700 | |
| 2024 | $6,454.00 | $480,900 Land $192,000 Building $288,900 | |
| 2023 | $511,385 | ||
| 2022 | $5,326.00 | $366,300 Land $160,000 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Millstream Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Millstream Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BERWICK WATER DISTRICT serves 3,722 people · EPA ID ME0091470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Arsenic resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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