Campbell County property record for 3 Millstone Ct, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,274 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2024) |
| Tax Bill | $1,878.00 (2025) |
| Primary APN | 999-99-18-390.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,274 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Combination Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Garage Type | Attached Garage |
| Topography | Combo Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 9999918390.00 |
|---|---|
| Street Address | 3 MILLSTONE CT |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1861 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRINGHOUSE PHASE A LOT 3-E JAMESTOWN MODEL ONE CAR GARAGE |
| Legal Subdivision | SPRINGHOUSE |
| Legal Phase | A |
| Legal Lot Number | 3 |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | NEWPORT-FORT THOMAS |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
Source: Campbell County records · APN 999-99-18-390.00
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2024 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2024 · Amount on Record |
| Deed Sale | Feb 01, 2024 · Amount on Record |
| Prior Sale | Feb 22, 2022 · Amount on Record |
| Deed Doc Number | 5321299 |
| Deed Book / Page | D858 / 259 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Feb 01, 2024 |
| Property Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Number | 0005321299 |
| Book / Page | D858 / 259 |
| Map Reference | MB 10 PG 29-D |
| Instrument Date | Jan 27, 2024 |
| Instrument | 5321299 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 PAPLE SPRING DR, MAULDIN, SC 29662 |
| Name | Verified Name |
|---|---|
| Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Feb 22, 2022 |
| Property Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Number | 0005148895 |
| Book / Page | D835 / 289 |
| Map Reference | MB 10 PG 29-D |
| Instrument Date | Feb 07, 2022 |
| Instrument | 5148895 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9496 SAPPHIRE LN, 9496, UNION, KY 41091-6927 |
| Name | Verified Name |
|---|---|
| Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Number | 0005148896 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 5148896 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 29, 2019 |
| Property Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Number | 0005096566 |
| Book / Page | D805 / 614 |
| Map Reference | MB 10 PG 29-D |
| Instrument Date | Aug 27, 2019 |
| Instrument | 5096566 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 PINE HILL DR, 24, HIGHLAND HEIGHTS, KY 41076-2019 |
| Name | Verified Name |
|---|---|
| Address | 3 MILLSTONE CT, COLD SPRING, KY 41076-1861 |
| Document Number | 0005096567 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 5096567 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (+7.19%) | $155,000 (+6.16%) Land $10,000 Building $145,000 | $155,000 (+6.16%) Land $10,000 Building $145,000 |
| 2023 | $1,752.00 (+20.83%) | $146,000 (+25.86%) Land $10,000 Building $136,000 | $146,000 (+25.86%) Land $10,000 Building $136,000 |
| 2022 | $1,450.00 | $116,000 Land $10,000 Building $106,000 | $116,000 Land $10,000 Building $106,000 |
3 Millstone Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Campbell County (21037C), updated August 24, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 8th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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