3 Mill St, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 3 Mill St, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,869 sqft · built 1855
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (Sep 2020)
Tax Bill	$7,176 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WRNR M:31 L:013`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:31 L:013`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,869 sqft Living Area
Gross Area	5,297 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 MILL ST
City	WARNER
State	NH
Zip	03278-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1 - B
Legal Lot Number	13
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	1
Census Block	1045
Census Tract	38500

Owner

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 MILL ST, WARNER, NH 03278-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	202018912
Deed Book / Page	3694 / 2194
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Recording Date	Jun 17, 2026
Property Address	3 MILL ST, WARNER, NH 03278-4215
Document Number	0000009641
Book / Page	3933 / 1429
Instrument Date	Jun 11, 2026
Instrument	20269641
Transaction Type	Mortgage
Record Updated	Jul 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL ST, WARNER, NH 03278-4215

Mortgage

Document Number	0000009641,
Date	Jun 17, 2026
Book Page	3933/1429
Instrument	20269641

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	3 MILL ST, WARNER, NH 03278-4215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005911
Date	Mar 25, 2022
Book Page	3786/177
Instrument	202200005911

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,176.00	$414,300 Land $99,400 Building $314,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARNER VILLAGE WATER DIST serves 660 people · EPA ID NH2411010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

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