3 Mill Spring Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3 Mill Spring Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1975
Lot Size	0.213 acres (9,271 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Nov 2019)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`427846A044`

Property Details

APN / Parcel Number

Primary APN	`427846A044`
Alternative APN	`3-0010-5085-00-0314.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	500 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,271 sqft (0.213 acres)
Lot Dimensions	127 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427846A044
Street Address	3 MILL SPRING CT
City	SAINT PETERS
State	MO
Zip	63376-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	MILL WOOD #4 SEC 1 LOT 314
Legal Subdivision	MILL WOOD #4 SEC 1
Legal Lot Number	314
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2011
Census Tract	311296

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 12, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Jan 7, 2011 · Amount on Record
Deed Document Number	2019645650
Deed Book / Page	7180 / 299
Prior Transfer Date	Aug 28, 2009
Prior Transfer Doc	0052591095
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022

Mortgage

Document Number	0000042130
Date	Jul 29, 2022
Instrument	2022R-042130

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022

Mortgage

Document Number	2021R040786
Date	May 10, 2021
Instrument	2021R-040786

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2019
Property Address	3 MILL SPRING CT, SAINT PETERS, MO 63376-7022
Document Number	0071800299
Book / Page	007180 / 000299
Instrument Date	Nov 6, 2019
Instrument	655650
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL SPRING CT ST PETERS MO 633767022, ST PETERS, MO 63376-7022

Mortgage

Document Number	71800301
Date	Nov 12, 2019
Book Page	007180/000301
Instrument	645660

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,635 (-)	$282,289 (-) Land $55,000 Building $227,289
2025	$3,650.00 (+4.55%)	$53,635 (+7.43%)	$282,289 (+7.43%) Land $55,000 Building $227,289
2024	$3,491.00
2023		$49,926
2022			$262,768 Land $55,000 Building $207,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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