3 Mill Side Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3 Mill Side Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1975
Lot Size	0.96 acres (4,200 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`427846A002`

Property Details

APN / Parcel Number

Primary APN	`427846A002`
Alternative APN	`3-0010-5085-00-0175.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,186 sqft
Basement Area	1,066 sqft
Finished Basement	533 sqft
Unfinished Basement	533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,200 sqft (0.96 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427846A002
Street Address	3 MILL SIDE CT
City	SAINT PETERS
State	MO
Zip	63376-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	MILL WOOD #4 LOT 175
Legal Subdivision	MILL WOOD #4 SEC 1
Legal Lot Number	175
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1007
Census Tract	311296

Owner

3 Mill Side Ct is owned and occupied by an individual who bought it in September 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3 MILL SIDE CT, SAINT PETERS, MO 63376-7010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Sep 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Oct 23, 2019 · Amount on File
Deed Document Number	202336576
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 MILL SIDE CT, SAINT PETERS, MO 63376-7010
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MAIN ST CT, COTTLEVILLE, MO 63376

Mortgage

Document Number	0000014086
Date	Mar 27, 2026
Instrument	2026R-014086

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 MILL SIDE CT, SAINT PETERS, MO 63376-7010
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MAIN ST CT, SAINT PETERS, MO 63376

Mortgage

Document Number	0000073602
Date	Sep 1, 2021
Instrument	2021R-073602

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 7, 2023
Property Address	3 MILL SIDE CT, SAINT PETERS, MO 63376-7010
Document Number	0000036576
Map Reference	MB 19 PG 36-38
Instrument Date	Aug 25, 2023
Instrument	2023R-036576
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	AUSTIN TITLE, ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 RIFLE RIDGE DR, WENTZVILLE, MO 63385-8858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILL SIDE CT, SAINT PETERS, MO 63376-7010

Mortgage

Document Number	0000036577
Date	Sep 7, 2023
Instrument	2023R-036577

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3 Mill Side Ct was $3,416, up 5.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,164 (-)	$264,020 (-) Land $55,000 Building $209,020
2025	$3,416.00 (+5.82%)	$50,164	$264,020 Land $55,000 Building $209,020
2024	$3,228.00
2023		$46,127
2022			$242,771 Land $55,000 Building $187,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Mill Side Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Mill Side Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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