3 Mill Pond Ln, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 3 Mill Pond Ln, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 1965
Lot Size	2 acres (87,480 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,372,500 (Apr 2023)
Tax Bill	$14,172 (2025)
Deeds & Mortgages	Jul 2025 Transfer Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:28 L:43`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:28 L:43`
Alternative APNs	`00135700` `135700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	6,957 sqft
Basement Area	1,613 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,480 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	135700
Street Address	3 MILL POND LN
City	OLD LYME
State	CT
Zip	06371-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU40
Legal Lot Number	43
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2002
Census Tract	660101

Owner

Source: Old Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3 MILL POND LN, OLD LYME, CT 06371-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jul 1, 2001 · Amount on Record
Deed Book / Page	454 / 1134
Last Transfer Date	Jul 21, 2025
Transfer Doc	00466-1112
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Jul 28, 2025
Property Address	3 MILL POND LN, OLD LYME, CT 06371-1119
Document Number	00466-1112
Book / Page	466 / 1112
Instrument Date	Jul 21, 2025
Transaction Type	Transfer
Record Updated	Aug 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 MILL POND LN, OLD LYME, CT 06371-1119

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD LYME CT
Recording Date	Apr 5, 2023
Property Address	3 MILL POND LN, OLD LYME, CT 06371-1119
Document Number	00454-1134
Book / Page	454 / 1134
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0004541137
Date	Apr 5, 2023
Instrument	454/1137

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,172.00	$873,200 (+56.35%) Land $485,900 Building $387,300	$611,240 Land $340,130 Building $271,110
2024	$14,172.00 (+7.98%)
2023	$13,125.00	$558,500 (-) Land $345,300 Building $213,200
2022	$13,125.00	$558,500 Land $345,300 Building $213,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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