3 Middle St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 3 Middle St, Hallowell, ME 04347

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,710 sqft · built 1825
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,200 (Apr 2018)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HALL M:005 L:075`

Property Details

APN / Parcel Number

Primary APN	`HALL M:005 L:075`
Alternative APN	`179`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,710 sqft Living Area
1st Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	179
Street Address	3 MIDDLE ST
City	HALLOWELL
State	ME
Zip	04347-1403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	31
Legal Lot Number	75
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1011
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hallowell Historic District (Additional Documentation) listed 1970 · 446 contributing resources · NRIS 70000076
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MIDDLE ST, HALLOWELL, ME 04347-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Sep 15, 2017	Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK
Feb 6, 2018	Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK
Apr 23, 2018	Warranty Deed, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	20187562
Deed Book / Page	12889 / 112
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	3 MIDDLE ST, HALLOWELL, ME 04347-1403
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024007814
Date	Apr 24, 2024
Book Page	15031/189
Instrument	2024007814

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	3 MIDDLE ST, HALLOWELL, ME 04347-1403
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017022050
Date	Sep 15, 2017
Book Page	12720/0286
Instrument	2017022050

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2020

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	3 MIDDLE ST, HALLOWELL, ME 04347-1403
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002436
Date	Feb 6, 2018
Book Page	12836/0218
Instrument	2018002436

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	348 Months
Due	Feb 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2020

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Apr 23, 2018
Property Address	3 MIDDLE ST, HALLOWELL, ME 04347-1403
Document Number	2018007562
Book / Page	12889 / 0112
Instrument	2018007562
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007563
Date	Apr 23, 2018
Instrument	2018007563

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2043

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,323.00 (-4.04%)	$174,000 (-) Land $61,300 Building $112,700
2024	$3,463.00 (+18.76%)	$174,000 (+37.55%) Land $61,300 Building $112,700
2023	$2,916.00 (+3.85%)	$126,500 (-) Land $44,600 Building $81,900
2022	$2,808.00	$126,500 Land $44,600 Building $81,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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