Essex County and Andover Town property record for 3 Middle St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,433 sqft · built 1927 |
| Lot Size | 0.257 acres (11,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Aug 2020) |
| Tax Bill | $7,775 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00051 B:00180 L:00000 |
| Primary APN | ANDO M:00051 B:00180 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,433 sqft Living Area |
| Gross Area | 2,927 sqft |
| Basement Area | 719 sqft |
| Unfinished Basement | 719 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,199 sqft (0.257 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 MIDDLE ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | OAKLAND PARK |
| Legal Block | 180 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MIDDLE ST, ANDOVER, MA 01810-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Nov 29, 2007 · Amount on Record |
| Deed Book / Page | 16448 / 220 |
| Prior Transfer Date | Aug 12, 2020 |
| Prior Transfer Doc | 16448-220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 MIDDLE ST, ANDOVER, MA 01810-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15270-231 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 15270/231 |
| Instrument | 27777 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 17, 2020 |
| Property Address | 3 MIDDLE ST, ANDOVER, MA 01810-2523 |
| Document Number | 16448-220 |
| Book / Page | 16448 / 220 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 21348 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 MIDDLE ST, ANDOVER, MA 01810-2523 |
| Document Number | 21357 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 21357 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 14, 2017 |
| Property Address | 3 MIDDLE ST, ANDOVER, MA 01810-2523 |
| Document Number | 15223-31 |
| Book / Page | 015223 / 000031 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 23846 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 MIDDLE ST ANDOVER MA 018102523, ANDOVER, MA 01810-2523 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,775.00 (+4.12%) | $622,500 (+7.38%) Land $320,800 Building $301,700 | $721,905 |
| 2024 | $7,467.00 (+4.58%) | $579,700 (+10.9%) Land $311,600 Building $268,100 | |
| 2023 | $7,140.00 | $522,700 Land $280,800 Building $241,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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