3 Middle River Rd, Danbury, CT 06811 Property Records

Danbury City property record for 3 Middle River Rd, Danbury, CT 06811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1969
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jan 2024)
Tax Bill	$7,937 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`DANB M:F12 L:21`

Property Details

APN / Parcel Number

Primary APN	`DANB M:F12 L:21`
Alternative APN	`F12021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	F12021
Street Address	3 MIDDLE RIVER RD
City	DANBURY
State	CT
Zip	06811-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	21
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2003
Census Tract	210800

Owner

Source: Danbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MIDDLE RIVER RD, DANBURY, CT 06811-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Book / Page	2679 / 358
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Jan 29, 2024
Property Address	3 MIDDLE RIVER RD, DANBURY, CT 06811-4313
Document Number	002679-358
Book / Page	2679 / 358
Instrument Date	Jan 24, 2024
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	133 TRIANGLE ST, DANBURY, CT 06810-6925

Mortgage

Document Number	11682380021
Date	Jan 29, 2024
Instrument	11682380021

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANBURY CT
Recording Date	Nov 1, 2021
Property Address	3 MIDDLE RIVER RD, DANBURY, CT 06811-4313
Document Number	2594-583
Book / Page	2594 / 583
Instrument Date	Oct 21, 2021
Instrument	11203130003
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 HIGH ST, FAIRFIELD, CT 06824-4651

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,937.00	$317,590 (-) Land $87,360 Building $230,230	$222,313 Land $61,152 Building $161,161
2024	$7,937.00 (+7.13%)
2023	$7,409.00 (+16.42%)	$317,590 (+40.84%) Land $87,360 Building $230,230
2022	$6,364.00	$225,500 Land $80,600 Building $144,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANBURY WATER DEPARTMENT serves 62,055 people · EPA ID CT0340011
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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