3 Middle Rd, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 3 Middle Rd, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,618 sqft · built 1954
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$183,500 (Mar 2009)
Tax Bill$4,129 (2026)
Deeds & MortgagesJan 2024 Mortgage
May 2022 Refinance
APN383200 123.32-4-8

Property Details

APN / Parcel Number

Primary APN383200 123.32-4-8
Alternative APN
  • 265J153315

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,618 sqft Living Area
1st Floor Area1,618 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2024
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions150 ft deep x 150 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number265J153315
Street Address3 MIDDLE RD
CityTROY
StateNY
Zip12180-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number8.000
JurisdictionRENSSELAER NY
Township / Civil DivisionNORTH GREENBUSH
Census Block Group3
Census Block3001
Census Tract52306

Owner

3 Middle Rd is owned and occupied by two individuals who bought it in March 2009.

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3 MIDDLE RD, TROY, NY 12180-7731
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
May 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2009 · Amount on File
Deed SaleMar 9, 2009 · Amount on File
Deed Book / Page4942 / 244
Prior Transfer DateJan 7, 2009
Prior Transfer Doc004942000248
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address3 MIDDLE RD, TROY, NY 12180-7731
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0105870264
DateJan 24, 2024
Book Page10587/264
Instrument2024-637527
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address3 MIDDLE RD, TROY, NY 12180-7731
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100560065
DateMay 11, 2022
Book Page10056/65
Instrument2022-610830
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 3 Middle Rd was $4,129 with a homeowner's exemption, up 19.7% from the year before.

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionNorth Greenbush Town
Unified School DistrictNorth Greenbush Common School District (Williams) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,129.00 (+19.68%) Homeowner's exemption
2025$3,450.00$50,000 Land $5,700 Building $44,300$312,500 Land $35,625 Building $276,875
2023$43,000 Land $5,700 Building $37,300$223,377 Land $29,610 Building $193,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 3 Middle Rd.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Middle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH GREENBUSH CONSOLIDATED DISTRICT
serves 10,226 people · EPA ID NY4130243
Water SourcePurchased surface water from TROY CITY PWS
Last State InspectionDec 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Middle Rd

Nearby Streets

Search Property Records by Address or Parcel Number