Contra Costa County property record for 3 Middle Rd, Lafayette, CA 94549 · Last verified July 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1963 |
| Square Footage | 3,537 sqft Gross Area |
| Lot Size | 15,600 sqft (0.358 acres) |
| Garage | Attached, 622 sqft |
| Last Sale | $1,850,000 (2020) |
| Tax Bill | $24,010.00 (2025) |
Source: Contra Costa County records · APN 251-062-003-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 06, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Mar 06, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 09, 2020 | Grant Deed, Transfer BROWN TRUST (RT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2020 · Amount on Record |
| Deed Sale | Oct 09, 2020 · Amount on Record |
| Prior Sale | Feb 29, 2000 · Amount on Record |
| Deed Doc Number | 2020232275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000142747 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 2018-142747 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030671 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2019-030671 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE SF |
| Name | Verified Name |
|---|---|
| Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Document Number | 0000093606 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-093606 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Document Number | 0000259549 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-259549 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 09, 2020 |
| Property Address | 3 MIDDLE RD, LAFAYETTE, CA 94549-3325 |
| Document Number | 0000232275 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 232275 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,035.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 MIDDLE RD LAFAYETTE CA 945493325, LAFAYETTE, CA 94549-3325 |
| Document Number | 232276 |
|---|---|
| Date | Oct 09, 2020 |
| Instrument | 232276 |
| Name | BROWN TRUST (RT) |
|---|---|
| Address | 24315 MONTERRA WOODS RD, MONTEREY, CA 93940-7309 |
| Amount | Amount Recorded |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,042,546 (+2%) Land $1,324,895 Building $717,651 | |
| 2025 | $24,010.00 (+4.06%) | $2,002,497 (+4.04%) Land $1,298,917 Building $703,580 |
| 2023 | $23,073.00 (+1.54%) | $1,924,740 Land $1,248,480 Building $676,260 |
| 2022 | $22,722.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 251-062-003-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,537 sqft Gross Area |
| 1st Floor | 2,367 sqft 1st Floor |
| Basement Area | 1,170 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 15,600 sqft (0.358 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 622 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 3 MIDDLE RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-3325 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | HIDDEN VALLEY ESTATES #2 LOT 58 |
| Legal Subdivision | HIDDEN VALLEY ESTATES #2 |
| Legal Lot Number | 58 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 353002 |
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