Essex County and Peabody City property record for 3 Michelle Rd, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1993 |
| Lot Size | 0.231 acres (10,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2011) |
| Tax Bill | $7,067 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0115 B:0352 |
| Primary APN | PEAB M:0115 B:0352 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,075 sqft (0.231 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 14787 |
|---|---|
| Street Address | 3 MICHELLE RD |
| City | PEABODY |
| State | MA |
| Zip | 01960-6249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 352 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 210500 |
3 Michelle Rd is owned and occupied by two individuals who bought it in June 2011.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MICHELLE RD, PEABODY, MA 01960-6249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 2, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on File |
| Deed Sale | Jun 28, 2011 · Amount on File |
| Deed Book / Page | 30494 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MICHELLE RD, PEABODY, MA 01960-6249 |
| Document Number | 38089-163 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 MICHELLE RD PEABODY MA 019606249, PEABODY, MA 01960-6249 |
| Document Number | 38089-163 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 038089/000163 |
| Instrument | 1206000090 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MICHELLE RD, PEABODY, MA 01960-6249 |
| Document Number | 37085-488 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 MICHELLE RD PEABODY MA 019606249, PEABODY, MA 01960-6249 |
| Document Number | 37085-488 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 037085/000488 |
| Instrument | 17000990 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 3 MICHELLE RD, PEABODY, MA 01960-6249 |
| Document Number | 36180-560 |
| Instrument Date | Sep 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36180-560 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 036180/000560 |
| Instrument | 1709150606 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3 Michelle Rd was $7,067, up 10.3% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,067.00 (+10.34%) | $746,300 (+7.89%) Land $321,700 Building $424,600 | $745,380 (+24.48%) |
| 2025 | $6,405.00 (+6.54%) | $691,700 (+4.93%) Land $297,800 Building $393,900 | $598,785 |
| 2024 | $6,012.00 (+5.55%) | $659,200 (+10.18%) Land $297,800 Building $361,400 | |
| 2023 | $5,696.00 | $598,300 Land $248,200 Building $350,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Michelle Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (2004–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Michelle Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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