3 Michelle Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 3 Michelle Dr, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details1,952 sqft · built 1976
OwnerIndividual Name on Record
Last Sale$262,000 (Oct 2021)
Tax Bill$1,999 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
APN106-009-4889

Property Details

APN / Parcel Number

Primary APN106-009-4889
Alternative APN
  • 20496

Interior

Building Area1,952 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Garage Area396 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number106-009-4889
Street Address3 MICHELLE DR
CityCOVINGTON
StateLA
Zip70433-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER FOREST LT20 SQ10
Legal SubdivisionRIVER FOREST SUB (COVINGTON)
Legal Lot Number20
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group1
Census Block1034
Census Tract40402

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 MICHELLE DR, COVINGTON, LA 70433-1044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Deed Document Number2298053
Record UpdatedJun 8, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateOct 28, 2021
Property Address3 MICHELLE DR, COVINGTON, LA 70433-1044
Document Number0002298053
Map ReferenceDOC 1219926
Instrument DateOct 28, 2021
Instrument2298053
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6853 LONGVIEW RD, CHATTANOOGA, TN 37421-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MICHELLE DR, COVINGTON, LA 70433-1044

Mortgage

Document Number0002298054
DateOct 28, 2021
Instrument2298054
Lender
NameINTEGRA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
MunicipalityCovington City
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,999.00 (-4.03%)$18,995 (-) Land $5,000 Building $13,995$189,952 (-) Land $50,000 Building $139,952
2024$2,083.00 (+5.15%)$18,995 (+13.44%) Land $5,000 Building $13,995$189,952 (+13.44%) Land $50,000 Building $139,952
2023$1,981.00$16,744 (-) Land $5,000 Building $11,744$167,442 (-) Land $50,000 Building $117,442
2022$1,981.00 Homeowner's exemption$16,744 Land $5,000 Building $11,744$167,442 Land $50,000 Building $117,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 328 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies328 in force
Nearby Flood Claims16 (2005–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2016 · 10 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of Louisiana
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people · EPA ID LA1103011
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Metronet.

Nearby Properties on Michelle Dr

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