3 Michele Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 3 Michele Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,946 sqft · built 1972
Lot Size	0.635 acres (27,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Dec 2022)
Tax Bill	$15,808 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00587-0000-00041`

Property Details

APN / Parcel Number

Primary APN	`32-00587-0000-00041`
Alternative APN	`320058700041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,946 sqft Living Area
1st Floor Area	2,946 sqft
Upper Floors Area	1,008 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	27,680 sqft (0.635 acres)
Lot Dimensions	160 ft deep x 173 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	180 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3 MICHELE DR
City	MIDDLETOWN
State	NJ
Zip	07748-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	WHICH CURRENTLY HAS/ADDRESS/21
Legal Block	587
Legal Lot Number	41
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1003
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MICHELE DR, MIDDLETOWN, NJ 07748-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	2022118500
Deed Book / Page	9627 / 3900
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 12, 2022
Property Address	3 MICHELE DR, MIDDLETOWN, NJ 07748-1211
Document Number	0096273900
Book / Page	9627 / 3900
Instrument Date	Nov 28, 2022
Instrument	2022118500
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	PROFESSIONAL ABSTRACT, PROFESSIONAL ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 LAURELWOOD DR, COLTS NECK, NJ 07722-1111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 MICHELE DR, MIDDLETOWN, NJ 07748-1211

Mortgage

Document Number	2022118501
Date	Dec 12, 2022
Instrument	2022118501

Lender

Name	MUNICIPAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,049,600 (+7.17%) Land $544,000 Building $505,600	$1,049,600 (+7.17%) Land $544,000 Building $505,600
2025	$15,808.00 (+14.1%)	$979,400 (+17.17%) Land $477,000 Building $502,400	$979,400 (+17.17%) Land $477,000 Building $502,400
2024	$13,854.00 (-2.34%)
2023		$835,900 Land $343,000 Building $492,900	$835,900 Land $343,000 Building $492,900
2022	$14,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1985–2026)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20