Newport City property record for 3 Michael Ter, Newport, RI 02840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,592 sqft · built 1950 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,315 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R02387 |
| Primary APN | R02387 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| Gross Area | 6,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,201 sqft (0.326 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R02387 |
|---|---|
| Street Address | 3 MICHAEL TER |
| City | NEWPORT |
| State | RI |
| Zip | 02840-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10A |
| Legal Block | 692 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 40700 |
3 Michael Ter is owner-occupied and held in a trust since February 2021.
Source: Newport City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 MICHAEL TER, NEWPORT, RI 02840-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 2971-75 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Feb 23, 2021 |
| Property Address | 3 MICHAEL TER, NEWPORT, RI 02840-2233 |
| Document Number | 2971-75 |
| Book / Page | 2971 / 75 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 134345 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MICHAEL TER, NEWPORT, RI 02840-2233 |
The 2025 property tax bill for 3 Michael Ter was $9,315.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,315.00 | $1,297,400 Land $486,700 Building $810,700 | $2,056,765 |
| 2023 | $7,910.00 (+3.22%) | $797,400 (-) Land $286,400 Building $511,000 | |
| 2022 | $7,663.00 | $797,400 Land $286,400 Building $511,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Michael Ter in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 14 (1984–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3 Michael Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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