3 Michael Dr, #3, Westfield, MA 01085 Property Records

Hampden County and Palmer Town City property record for 3 Michael Dr, #3, Westfield, MA 01085

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,645 sqft · built 2005
Lot Size	14 acres (609,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2021)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`PALM M:24 B:52 L:3`

Property Details

APN / Parcel Number

Primary APN	`PALM M:24 B:52 L:3`
Alternative APN	`M:0024 L:000052 U:0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,645 sqft Living Area
Gross Area	3,742 sqft
1st Floor Area	1,000 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	609,955 sqft (14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 MICHAEL DR, 3
City	WESTFIELD
State	MA
Zip	01085-9744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Block	52
Legal Lot Number	3
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 262, THORNDIKE, MA 01079-0262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK
Oct 19, 2020	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Oct 18, 2005 · Amount on Record
Deed Book / Page	24093 / 64
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Aug 31, 2021
Property Address	3 MICHAEL DR # 3, 3, WESTFIELD, MA 01085-9744
Document Number	0024093-64
Book / Page	24093 / 64
Instrument Date	Aug 31, 2021
Instrument	61309
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3058 MAIN ST, BONDSVILLE, MA 01009-7744

Mortgage

Document Number	0000061310
Date	Aug 31, 2021
Instrument	61310

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PALMER MA
Recording Date	Oct 19, 2020
Property Address	3 MICHAEL DR, THORNDIKE, MA 01079-7713
Document Number	23482-520
Book / Page	023482 / 000520
Instrument Date	Oct 14, 2020
Instrument	60417
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MICHAEL DR #3 PALMER MA 01069, 3, PALMER, MA 01069

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (+3.4%)	$336,400 (+7.3%) Building $336,400	$368,125 (+5.64%)
2024	$5,947.00 (+1.95%)	$313,500 (+7.81%) Building $313,500	$348,460
2023	$5,833.00	$290,800 Building $290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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