3 Michael Ct, Lafayette, NJ 07848 Property Records

Sussex County and Andover Township property record for 3 Michael Ct, Lafayette, NJ 07848

Property Summary

Property TypeSingle Family Home
Details4,477 sqft · built 1998
Lot Size2.4 acres (104,762 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Jul 2019)
Tax Bill$20,710 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00106-0000-00009-12

Property Details

APN / Parcel Number

Primary APN02-00106-0000-00009-12
Alternative APNs
  • 02001060000000090012
  • 25566

Interior

Building Area4,477 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area104,762 sqft

Location & Zoning

Account Number25566
Street Address3 MICHAEL CT
CityLAFAYETTE
StateNJ
Zip07848-3647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionNATALE ESTS/VICTORIA PINES-PH
Legal Block106
Legal Lot Number9.12
JurisdictionSUSSEX NJ
Township / Civil DivisionANDOVER
Census Block Group3
Census Block3002
Census Tract373500

Owner

Source: Sussex County and Andover Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 MICHAEL CT, LAFAYETTE, NJ 07848-3647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP
Jul 29, 2019Grant Deed, Transfer · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleFeb 1, 2005 · Amount on Record
Deed Document Number201910139640
Deed Book / Page3525 / 651
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX NJ
Property Address3 MICHAEL CT, LAFAYETTE, NJ 07848-3647
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098900554
DateJan 7, 2021
Book Page9890/554
Instrument20210107010003910
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueDec 1, 2040

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX NJ
Recording DateJul 29, 2019
Property Address3 MICHAEL CT, LAFAYETTE, NJ 07848-3647
Document Number0035250651
Book / Page003525 / 000651
Instrument DateJun 19, 2019
Instrument139640
Transaction TypeTransfer
Record UpdatedAug 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 MICHAEL CT LAFAYETTE NJ 078483647, LAFAYETTE, NJ 07848-3647

Mortgage

Document Number97190968
DateJul 29, 2019
Book Page009719/000968
Instrument139650
Lender
NameNEWREZ LLC
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

Tax Assessment & Valuation

Source: Sussex County and Andover Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySussex County
County SubdivisionAndover Township
Unified School DistrictAndover Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,000 (-) Land $107,100 Building $367,900$475,000 (-) Land $107,100 Building $367,900
2025$20,710.00 (+3.49%)$475,000 (-) Land $107,100 Building $367,900$475,000 (-) Land $107,100 Building $367,900
2024$20,011.00 (+8.24%)
2023$475,000 Land $107,100 Building $367,900$475,000 Land $107,100 Building $367,900
2022$18,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planet Networks
Fiber
10,000 / 10,000
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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