Albany County and Albany City property record for 3 Mereline Ave, Albany, NY 12209
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,214 sqft · built 1939 |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jun 2011) |
| Tax Bill | $4,784 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 75.75-2-20 |
| Primary APN | 010100 75.75-2-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 863 sqft |
| Upper Floors Area | 351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 2,250 sqft (0.052 acres) |
| Lot Dimensions | 90 ft deep x 25 ft wide |
| Porch | Porch |
| Porch Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07507500020200000000 |
|---|---|
| Street Address | 3 MERELINE AVE |
| City | ALBANY |
| State | NY |
| Zip | 12209-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | 2 BRICK & WOOD 1508803 |
| Legal Subdivision | PLAN OF DELAWARE AVENUE VILLA SITES |
| Legal Block | 2 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 2000 |
3 Mereline Ave is owned and occupied by an individual who bought it in June 2011.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 MERELINE AVE, ALBANY, NY 12209-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2011 · Amount on File |
| Deed Sale | Jun 29, 2011 · Amount on File |
| Prior Sale | Nov 28, 2000 · Amount on File |
| Deed Document Number | 201110912445 |
| Deed Book / Page | 3008 / 393 |
| Prior Transfer Date | Jan 8, 1999 |
| Prior Transfer Doc | 0000004083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 MERELINE AVE, ALBANY, NY 12209-1421 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004553 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | R2020-04553 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 MERELINE AVE, ALBANY, NY 12209-1421 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006403 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | R2021-16403 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3 Mereline Ave was $4,784 with a homeowner's exemption.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,784.00 Homeowner's exemption | ||
| 2025 | $197,000 Land $39,400 Building $157,600 | $205,208 Land $41,042 Building $164,166 | |
| 2023 | $102,000 (-) Land $20,000 Building $82,000 | $144,007 (+12.55%) Land $28,237 Building $115,770 | |
| 2022 | $102,000 Land $20,000 Building $82,000 | $127,948 Land $25,088 Building $102,860 | |
| 2021 | $3,384.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Mereline Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Mereline Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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