Barnstable County and Harwich Town property record for 3 Memory Ln, Harwich, MA 02645 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,638 sqft · built 1951 |
| Lot Size | 0.213 acres (9,262 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,512 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | HARW M:10 P:W5-8 |
| Primary APN | HARW M:10 P:W5-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,262 sqft (0.213 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 27715 |
|---|---|
| Street Address | 3 MEMORY LN |
| City | HARWICH |
| State | MA |
| Zip | 02645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11002 |
Source: Barnstable County and Harwich Town records · APN HARW M:10 P:W5-8
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 917, EAST DENNIS, MA 02641-0917 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 3 MEMORY LN, HARWICH, MA 02645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33247-202 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 33247/202 |
| Instrument | 47582 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,512.00 (+2.95%) | $425,000 (+5.04%) Land $227,400 Building $197,600 |
| 2024 | $2,440.00 (+2.18%) | $404,600 (+12.51%) Land $214,600 Building $190,000 |
| 2023 | $2,388.00 | $359,600 Land $195,000 Building $164,600 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010110022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 51 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 8 (1978–2018) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2018, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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