Worcester County and Worcester City property record for 3 McGill St, Worcester, MA 01607
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,563 sqft · built 1915 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $351,000 (Jan 2026) |
| Tax Bill | $5,912 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-041-00005 |
| Primary APN | 10-041-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,563 sqft Living Area |
| Gross Area | 4,196 sqft |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 1,025 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Type | Basement |
| Heating System | Electric |
|---|
| Account Number | 10-041-00005 |
|---|---|
| Street Address | 3 MCGILL ST |
| City | WORCESTER |
| State | MA |
| Zip | 01607-1320 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RL-7 |
| Legal Block | 41 |
| Legal Lot Number | 5 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 732901 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 MCGILL ST, WORCESTER, MA 01607-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage |
| Jan 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage GFA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2001 · Amount on Record |
| Deed Document Number | 20265110 |
| Deed Book / Page | 73107 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Sep 18, 2026 |
| Property Address | 3 MCGILL ST, WORCESTER, MA 01607-1320 |
| Document Number | 0000081906 |
| Book / Page | 74185 / 105 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202681906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 MCGILL ST, WORCESTER, MA 01607-1320 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 21, 2026 |
| Property Address | 3 MCGILL ST, WORCESTER, MA 01607-1320 |
| Document Number | 073107-386 |
| Book / Page | 73107 / 386 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 5110 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 MCGILL ST, WORCESTER, MA 01607-1320 |
| Document Number | 0000005111 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 5111 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 1, 2031 |
| Index | 3-Year CMT |
| Document Number | 0073108-22 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 73108/22 |
| Instrument | 5112 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,912.00 (+5.61%) | $445,200 (+4.9%) Land $124,700 Building $320,500 | $550,910 |
| 2025 | $5,598.00 (+12.73%) | $424,400 (+22.55%) Land $118,800 Building $305,600 | |
| 2023 | $4,966.00 | $346,300 Land $103,300 Building $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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