East Lyme Town property record for 3 McElaney Dr, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,430 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2025) |
| Tax Bill | $5,402.00 (2025) |
| Primary APN | ELYM M:011.4 B:00150 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 2,540 sqft Gross Area |
| 1st Floor | 816 sqft 1st Floor |
| Basement Area | 816 sqft Basement |
| Unfinished Basement | 272 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 185 |
|---|---|
| Street Address | 3 MCELANEY DR |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 150 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.4 B:00150 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MCELANEY DR, NIANTIC, CT 06357-2352 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHELSEA GROTON BANK |
| Jul 15, 2025 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHELSEA GROTON BANK |
| Sep 02, 2025 | Warranty Deed, Transfer · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2025 · Amount on Record |
| Deed Sale | Sep 02, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Doc Number | 20251867 |
| Deed Book / Page | 1125 / 97 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 3 MCELANEY DR, NIANTIC, CT 06357-2352 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001108-362 |
|---|---|
| Date | Apr 01, 2024 |
| Book Page | 1108/362 |
| Instrument | 686 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 3 MCELANEY DR, NIANTIC, CT 06357-2352 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001123-604 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 1123/604 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Sep 02, 2025 |
| Property Address | 3 MCELANEY DR, NIANTIC, CT 06357-2352 |
| Document Number | 0001125-97 |
| Book / Page | 1125 / 97 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 1867 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001868 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 1868 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,402.00 | $192,850 (-) Land $77,980 Building $114,870 | $134,995 Land $54,586 Building $80,409 |
| 2024 | $5,402.00 (+12.59%) | ||
| 2023 | $4,798.00 (+4.35%) | $192,850 (-) Land $77,980 Building $114,870 | |
| 2022 | $4,598.00 | $192,850 Land $77,980 Building $114,870 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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