Preble County property record for 3 McCloud Dr, Gratis, OH 45330 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1956 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Feb 1993) |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Dec 2019 Construction Loan Oct 2010 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-0010-010-00-015-000 |
| Primary APN | C06-0010-010-00-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Heating System | Central |
|---|
| Street Address | 3 MCCLOUD DR |
|---|---|
| City | GRATIS |
| State | OH |
| Zip | 45330-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 209 |
| Legal Lot Number | 209 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | GRATIS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 480100 |
Source: Preble County records · APN C06-0010-010-00-015-000
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 434, GRATIS, OH 45330-0434 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 25, 2010 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE BANK |
| Sep 11, 2014 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 1993 · Amount on Record |
| Deed Sale | Feb 01, 1993 · Amount on Record |
| Deed Document Number | 158 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 3 MCCLOUD DR, GRATIS, OH 45330-3514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 MCCLOUND DR, GRATIS, OH 45330-3514 |
| Document Number | 00399/1974 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 399/1974 |
| Instrument | 201900005685 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 3 MCCLOUD DR, GRATIS, OH 45330-3514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | IOK TITLE AGENCY INC, OHIO TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 00299/2189 |
|---|---|
| Date | Oct 25, 2010 |
| Book Page | 299/2189 |
| Instrument | 201000005134 |
| Name | ADVANTAGE BANK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, OH 45327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 3 MCCLOUD DR, GRATIS, OH 45330-3514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00343/2616 |
|---|---|
| Date | Sep 11, 2014 |
| Book Page | 343/2616 |
| Instrument | 201400003781 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| County Subdivision | Gratis Township |
| Municipality | Gratis Village |
| Unified School District | Preble Shawnee Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 (-1.2%) | $33,610 (-) Land $5,430 Building $28,180 | |
| 2024 | $1,336.00 (+8.62%) | $33,610 (-) Land $5,430 Building $28,180 | |
| 2023 | $1,230.00 (+2.84%) | $33,610 (+7.41%) Land $5,430 Building $28,180 | $96,000 (-) Land $15,500 Building $80,500 |
| 2022 | $1,196.00 | $31,290 Land $4,620 Building $26,670 | |
| 2020 | $96,000 Land $15,500 Building $80,500 |
Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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