3 Matthew Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 3 Matthew Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,304 sqft · built 1995
Lot Size	0.223 acres (9,720 sqft)
Owner	2 Individual Names on File
Last Sale	$236,990 (Jun 1995)
Tax Bill	$17,091 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 00594-E-00031`

Property Details

APN / Parcel Number

Primary APN	`05 00594-E-00031`
Alternative APNs	`05-00594-05-00031` `0500594000E00031` `00018898`

Interior

Building Area	2,304 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,720 sqft (0.223 acres)
Lot Dimensions	90 ft deep x 108 ft wide

Location & Zoning

Street Address	3 MATTHEW CT
City	EDISON
State	NJ
Zip	08820-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBPD
Legal Description	108X90 IRR
Legal Subdivision	EDISON TYLER ESTATES SEC 06
Legal Block	594.5
Legal Lot Number	31
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2003
Census Tract	1414

Owner

3 Matthew Ct is owned and occupied by two individuals who bought it in June 1995.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 MATTHEW CT, EDISON, NJ 08820-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
May 10, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1995 · Amount on File
Deed Sale	Jun 5, 1995 · Amount on File
Deed Book / Page	4342 / 481
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 MATTHEW CT, EDISON, NJ 08820-4618
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019760
Date	Feb 10, 2021
Book Page	18281/1281
Instrument	2021019760

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 MATTHEW CT, EDISON, NJ 08820-4618
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045486
Date	May 10, 2022
Book Page	18922/694
Instrument	2022045486

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Apr 25, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 MATTHEW CT, EDISON, NJ 08820-4618
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	SURETY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074589
Date	Sep 13, 2019
Book Page	17617/1081
Instrument	2019074589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	3 MATTHEW CT, EDISON, NJ 08820-4618
Document Number	0000030222
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 MATTHEW CT EDISON NJ 088204618, EDISON, NJ 08820-4618

Mortgage

Document Number	0000030222
Date	Apr 1, 2020
Book Page	017832/001908
Instrument	30222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 31, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3 Matthew Ct was $17,091, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,200 (-) Land $122,200 Building $165,000	$287,200 (-) Land $122,200 Building $165,000
2025	$17,091.00 (+3.82%)	$287,200 Land $122,200 Building $165,000	$287,200 Land $122,200 Building $165,000
2024	$16,462.00
2023		$287,200 Land $122,200 Building $165,000	$287,200 Land $122,200 Building $165,000
2022	$16,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Matthew Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Matthew Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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