Oswego County and Oswego City property record for 3 Mary St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1900 |
| Lot Size | 0.052 acres (2,292 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Nov 2019) |
| Tax Bill | $2,057 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0622 M |
| Primary APN | 0622 M |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Total Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 816 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,292 sqft (0.052 acres) |
| Lot Dimensions | 44.5 ft deep x 51.5 ft wide |
| Porch | Slab |
| Porch Area | 30 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0622 M |
|---|---|
| Street Address | 3 MARY ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1608 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TN2 |
| Legal Block | 4 |
| Legal Lot Number | 18.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 21605 |
3 Mary St, a duplex, is owned by an individual who bought it in November 2019.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 719 COUNTY ROUTE 51, OSWEGO, NY 13126-5821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on File |
| Deed Sale | Nov 6, 2019 · Amount on File |
| Deed Document Number | 201910139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 6, 2019 |
| Property Address | 3 MARY ST, OSWEGO, NY 13126-1608 |
| Document Number | 0000010139 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 10139 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 HOWARD ST HASTINGS NY 130763118, HASTINGS, NY 13076-3118 |
| Document Number | 10140 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 10140 |
| Name | PARAGON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIVERPOOL, NY 13088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
The 2026 property tax bill for 3 Mary St was $2,057, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,057.00 (-1.15%) | ||
| 2025 | $2,081.00 | $111,000 Land $13,100 Building $97,900 | $111,000 Land $13,100 Building $97,900 |
| 2023 | $49,000 Land $7,000 Building $42,000 | $59,036 Land $8,434 Building $50,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Mary St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Mary St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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