St. Charles County property record for 3 Mallard Pointe Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,350 sqft · built 1990 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2024) |
| Tax Bill | $3,133 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000551 |
| Primary APN | A912000551 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Gross Area | 2,482 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000551 |
|---|---|
| Street Address | 3 MALLARD POINTE DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POINTE #1 LOT 2 |
| Legal Subdivision | MALLARD POINTE #1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311732 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MALLARD POINTE DR, O FALLON, MO 63368-8313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage NEW FRONTIER BANK |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2017 | Warranty Deed, Transfer SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Apr 10, 2017 · Amount on Record |
| Deed Document Number | 202445500 |
| Prior Transfer Date | Apr 7, 2017 |
| Prior Transfer Doc | 0067290626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 MALLARD POINTE DR, O FALLON, MO 63368-8313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072090466 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 7209/0466 |
| Instrument | 20200102000000630 |
| Name | NEW FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 18, 2017 |
| Property Address | 3 MALLARD POINTE DR, O FALLON, MO 63368-8313 |
| Document Number | 0067290626 |
| Book / Page | 006729 / 000626 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 232030 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1551 WALL ST #140 ST CHARLES MO 633033540, 140, ST CHARLES, MO 63303-3540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 10, 2017 |
| Property Address | 3 MALLARD POINTE DR, O FALLON, MO 63368-8313 |
| Document Number | 0067242145 |
| Book / Page | 006724 / 002145 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 211030 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7784 BOATSIDE DR DARDENNE PRAIRIE MO 633687038, DARDENNE PRAIRIE, MO 63368-7038 |
| Document Number | 67242153 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 006724/002153 |
| Instrument | 211050 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,625 (-) | $255,920 (-) Building $255,920 | |
| 2025 | $3,133.00 (+8.45%) | $48,625 (+11.75%) | $255,920 (+11.75%) Building $255,920 |
| 2024 | $2,889.00 | ||
| 2023 | $43,512 | ||
| 2022 | $229,008 Land $50,000 Building $179,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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