Cumberland County and Gray Town property record for 3 Main St, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,792 sqft · built 1890 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,188 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | U02001000000 |
| Primary APN | U02001000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,792 sqft Living Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Baseboard |
|---|
| Account Number | 4291 |
|---|---|
| Street Address | 3 MAIN ST |
| City | GRAY |
| State | ME |
| Zip | 04039-9408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAG |
| Legal Block | 402 |
| Legal Lot Number | 1-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 4702 |
3 Main St, a single family home, is owned by a company.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1446, GRAY, ME 04039-1446 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Apr 1, 2026 |
| Property Address | 3 MAIN ST, GRAY, ME 04039-9408 |
| Document Number | 0421510150 |
| Book / Page | 42151 / 150 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 202612293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 MAIN ST, GRAY, ME 04039-9408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012293, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 42151/150 |
| Instrument | 202612293 |
| Name | CUMBERLAND COUNTY FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3 Main St was $5,188.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,188.00 | $536,000 Land $78,700 Building $457,300 |
| 2023 | $4,621.00 (+8.83%) | $304,400 (-) Land $51,000 Building $253,400 |
| 2022 | $4,246.00 | $304,400 Land $51,000 Building $253,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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