3 Main St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 3 Main St, Belfast, ME 04915

Property Summary

Details	13,710 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Nov 2020)
Tax Bill	$16,735 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`BELF M:011 L:143`

Property Details

APN / Parcel Number

Primary APN	`BELF M:011 L:143`
Alternative APN	`1788`

Interior

Building Area	13,710 sqft Total Area

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	1788
Street Address	3 MAIN ST
City	BELFAST
State	ME
Zip	04915-6820
Property Category	Other
Property Type	Unknown
Legal Lot Number	143
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3005
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	61 HIGH ST, 1, BELFAST, ME 04915-6245
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Jan 6, 2016
Deed Document Number	202010782
Deed Book / Page	4568 / 222
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	004568/222
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 6, 2020
Property Address	3 MAIN ST, BELFAST, ME 04915-6820
Document Number	0045680222
Book / Page	004568 / 000222
Instrument Date	Nov 3, 2020
Instrument	10782
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	61 HIGH ST #1 BELFAST ME 049156245, 1, BELFAST, ME 04915-6245

Mortgage

Document Number	45680225
Date	Nov 6, 2020
Book Page	004568/000225
Instrument	10783

Lender

Name	GAGNER FAMILY LP
Address	306 US ROUTE 1, KITTERY, ME 03904-5504

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,735.00 (+8.93%)	$1,024,200 (+2.67%) Land $659,800 Building $364,400
2024	$15,363.00 (+12.34%)	$997,600 (+46.62%) Land $659,800 Building $337,800
2023	$13,676.00 (-6.08%)	$680,400 (-) Land $337,500 Building $342,900
2022	$14,561.00	$680,400 Land $337,500 Building $342,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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