Kenton County property record for 3 Madison Ct, Covington, KY 41014 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1927 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Apr 2024) |
| Tax Bill | $1,894 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-42-01-004.00 |
| Primary APN | 055-42-01-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Finished Area |
| Gross Area | 2,096 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3 MADISON CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1736 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TURTOYS LOT 2 |
| Legal Subdivision | TURTOYS |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-42-01-004.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage NOBLES REAL ESTATE VENTURES LLC |
| Apr 09, 2024 | Survivorship Deed, Transfer · Line of Credit EAGLE BANK |
| May 18, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NOBLES REAL ESTATE VENTURES LLC |
| May 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2018 | Deed of Trust, Mortgage SUPERIOR CU |
| Jul 02, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2024 · Amount on Record |
| Deed Sale | Apr 09, 2024 · Amount on Record |
| Prior Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 2024221 |
| Deed Book / Page | 278 / 640 |
| Prior Transfer Date | Jun 14, 2018 |
| Prior Transfer Doc | 0005900176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1200 CASTLE ROCK CT, MIDLAND, TX 79705-1915 |
| Document Number | 0005900147 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 183/989 |
| Instrument | 21031605900147 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 40 Months |
| Due | Jul 26, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8459 US HIGHWAY 42 F299, F299, FLORENCE, KY 41042-8350 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900185 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 274/458 |
| Instrument | 21092105900185 |
| Name | NOBLES REAL ESTATE VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROANOKE, TX 76262 |
| Amount | Amount Recorded |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 09, 2024 |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0005900221 |
| Book / Page | KC 278 / 640 |
| Instrument Date | Apr 05, 2024 |
| Instrument | 24040905900221 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8459 US HIGHWAY 42F299, FLORENCE, KY 41042 |
| Name | Verified Name |
|---|---|
| Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0005900222 |
|---|---|
| Date | Apr 09, 2024 |
| Instrument | 24040905900222 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Number | 0005900222 |
|---|---|
| Date | Apr 09, 2024 |
| Book Page | KCM 539/483 |
| Instrument | 24040905900222 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | 6415 BRIDGETOWN RD, CINCINNATI, OH 45248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 18, 2021 |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0005900203 |
| Book / Page | 91 / 174 |
| Map Reference | PL 455 |
| Instrument Date | May 14, 2021 |
| Instrument | 21051805900203 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 395, ROANOKE, TX 76262-0395 |
| Name | Verified Name |
|---|---|
| Address | 8459 US HIGHWAY 42 STE F, F, FLORENCE, KY 41042-8351 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900204 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 21051805900204 |
| Name | NOBLES REAL ESTATE VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 13, 2019 |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0000000235 |
| Book / Page | 0C6658 / 000237 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 235 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1200 CASTLE ROCK CT MIDLAND TX 797051915, MIDLAND, TX 79705-1915 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0000000177 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 914 CANTERBURY TRL RICHMOND IN 473746682, RICHMOND, IN 47374-6682 |
| Document Number | 0000000177 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 0C6444/000004 |
| Instrument | 177 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jul 01, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 02, 2018 |
| Property Address | 3 MADISON CT, COVINGTON, KY 41014-1736 |
| Document Number | 0000000176 |
| Book / Page | 0C6444 / 000001 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 914 CANTERBURY TRL RICHMOND IN 473746682, RICHMOND, IN 47374-6682 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,894.00 (+9.42%) | $143,000 (+1%) Land $5,000 Building $138,000 | $143,000 (+1%) Land $5,000 Building $138,000 |
| 2023 | $1,731.00 | $130,000 Land $5,000 Building $125,000 | $130,000 Land $5,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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