3 Madison Ave, Townsend, MA 01469 Property Records

Middlesex County and Townsend Town property record for 3 Madison Ave, Townsend, MA 01469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,772 sqft · built 2004
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Dec 2018)
Tax Bill	$9,103 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0031 B:0028 L:0009`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0031 B:0028 L:0009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	4,763 sqft
1st Floor Area	1,500 sqft
Basement Area	991 sqft
Unfinished Basement	991 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	134,600 sqft (3.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 MADISON AVE
City	TOWNSEND
State	MA
Zip	01469-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	28
Legal Lot Number	9
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2020
Census Tract	301102

Owner

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 MADISON AVE, TOWNSEND, MA 01469-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage BAYCOAST MORTGAGE COMPANY
Aug 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 14, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2018190967
Deed Book / Page	72015 / 401
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 MADISON AVE, TOWNSEND, MA 01469-1422
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70031-275
Date	Oct 4, 2017
Book Page	70031/275
Instrument	160845

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 MADISON AVE, TOWNSEND, MA 01469-1422
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73693-303
Date	Nov 21, 2019
Book Page	73693/303
Instrument	183417

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 MADISON AVE, TOWNSEND, MA 01469-1422
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75411-268
Date	Aug 20, 2020
Book Page	75411/268
Instrument	142414

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Dec 14, 2018
Property Address	3 MADISON AVE, TOWNSEND, MA 01469-1422
Document Number	72015-401
Book / Page	72015 / 401
Instrument Date	Dec 6, 2018
Instrument	190967
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MADISON AVE, TOWNSEND, MA 01469-1422

Mortgage

Document Number	190968
Date	Dec 14, 2018
Instrument	190968

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,103.00 (+2.91%)	$626,900 (+2.12%) Land $105,200 Building $521,700	$629,470 (+4.07%)
2024	$8,846.00 (+0.87%)	$613,900 (+6.82%) Land $105,200 Building $508,700	$604,865
2023	$8,770.00	$574,700 Land $92,200 Building $482,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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