Middlesex County and Ayer Town property record for 3 Madigan Ln, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,193 sqft · built 2000 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Apr 2018) |
| Tax Bill | $9,842 (2025) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:004 B:0000 L:0016 |
| Primary APN | AYER M:004 B:0000 L:0016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,193 sqft Living Area |
| Basement Area | 1,437 sqft |
| Unfinished Basement | 1,437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,124 sqft (0.99 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 MADIGAN LN |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 16 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 325102 |
3 Madigan Ln is owned and occupied by two individuals who bought it in April 2018.
Source: Middlesex County and Ayer Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MADIGAN LN, AYER, MA 01432-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2018 · Amount on File |
| Deed Sale | Apr 5, 2018 · Amount on File |
| Prior Sale | Mar 23, 2016 |
| Deed Book / Page | 70833 / 217 |
| Transfer Doc | 070833-217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 5, 2018 |
| Property Address | 3 MADIGAN LN, AYER, MA 01432-1164 |
| Document Number | 70833-217 |
| Book / Page | 070833 / 000217 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 46211 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,439.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 STONEVIEW DR WESTFORD MA 018861275, WESTFORD, MA 01886-1275 |
| Document Number | 70833-220 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 070833/000220 |
| Instrument | 46212 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2025 property tax bill for 3 Madigan Ln was $9,842.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,842.00 | $822,900 Land $200,900 Building $622,000 | $787,075 (+1.67%) |
| 2024 | $774,155 | ||
| 2023 | $8,780.00 | $706,900 Land $189,600 Building $517,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Madigan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Madigan Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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