3 Lynch Ct, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 3 Lynch Ct, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,104 sqft · built 1989
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Feb 2021)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392289 20.17-2-59`

Property Details

APN / Parcel Number

Primary APN	`392289 20.17-2-59`
Alternative APNs	`228902001700020590000000` `00098777180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	676 sqft
Finished Basement	676 sqft

Exterior

Year Built	Built 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00098777180
Old Parcel Number	228902001700020590000000
Street Address	3 LYNCH CT
City	GARNERVILLE
State	NY
Zip	10923-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	915
Legal Description	JKLM LOT 18 50.-7-18
Legal Subdivision	JKLM
Legal Block	2
Legal Lot Number	59.000 50
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	2
Census Block	2001
Census Tract	10501

Owner

3 Lynch Ct is owned and occupied by an individual who bought it in February 2021.

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3 LYNCH CT, GARNERVILLE, NY 10923-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Sep 20, 2005 · Amount on File
Deed Document Number	0020216378
Deed Book / Page	2021 / 6378
Record Updated	Jun 8, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Feb 16, 2021
Property Address	3 LYNCH CT, GARNERVILLE, NY 10923-1347
Document Number	0000006378
Map Reference	BK 110 PG 56
Instrument Date	Jan 26, 2021
Instrument	2021-00006378
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CREEKSIDE CIR, SPRING VALLEY, NY 10977-3955

Mortgage

Document Number	0000006379
Date	Feb 16, 2021
Instrument	2021-00006379

Lender

Name	SISTAR MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$288,300 (-) Land $119,300 Building $169,000	$494,851 (+5.2%) Land $204,772 Building $290,079
2023	$288,300 Land $119,300 Building $169,000	$470,387 Land $194,649 Building $275,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Lynch Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Lynch Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20