Durham County property record for 3 Ludwell Pl, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,020 sqft · built 1987 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Feb 2010) |
| Tax Bill | $6,850 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0801-44-4708 |
| Primary APN | 0801-44-4708 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Heated Area |
| 1st Floor Area | 1,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 240 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 237 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 3 LUDWELL PL |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-5460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | LOCHNORA/SEC:01/PH:01/LT# 12 PL:000113-000141 |
| Legal Subdivision | LOCHNORA SEC 01 |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 2030 |
3 Ludwell Pl is owned and occupied by two individuals who acquired it in March 2021.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 LUDWELL PL, DURHAM, NC 27705-5460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Sep 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2010 · Amount on File |
| Deed Sale | Feb 26, 2010 · Amount on File |
| Deed Book / Page | 6426 / 743 |
| Last Transfer Date | Mar 15, 2021 |
| Transfer Doc | 0092680234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 19, 2021 |
| Property Address | 3 LUDWELL PL, DURHAM, NC 27705-5460 |
| Document Number | 0092680234 |
| Book / Page | 9268 / 234 |
| Map Reference | MB 113 PG 141 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021013602 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 LUDWELL PL, DURHAM, NC 27705-5460 |
| Document Number | 2021013603 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021013603 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3 LUDWELL PL, DURHAM, NC 27705-5460 |
| Document Number | 0087520064 |
| Instrument Date | Sep 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 3 LUDWELL PL DURHAM NC 277055460, DURHAM, NC 27705-5460 |
| Document Number | 0087520064 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 008752/000064 |
| Instrument | 33559 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3 Ludwell Pl was $6,850, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,850.00 (+2.51%) | $674,069 (-) Land $190,125 Building $483,944 | $674,069 (-) Land $190,125 Building $483,944 |
| 2025 | $6,682.00 | $674,069 Land $190,125 Building $483,944 | $674,069 Land $190,125 Building $483,944 |
| 2023 | $5,315.00 (+2.35%) | $405,776 Land $84,600 Building $321,176 | $405,776 Land $84,600 Building $321,176 |
| 2022 | $5,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Ludwell Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Ludwell Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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