Dutchess County and Poughkeepsie Town property record for 3 Ludlow Dr, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,792 sqft · built 1960 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $441,000 (Oct 2023) |
| Tax Bill | $12,098 (2025) |
| Deeds & Mortgages | Mar 2025 Refinance Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6160-03-337380-0000 |
| Primary APN | 134689-6160-03-337380-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14337380 |
|---|---|
| Street Address | 3 LUDLOW DR |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.26 AC (C) 1653 0381 1230 0219 |
| Legal Block | 3 |
| Legal Lot Number | 337 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 140400 |
Source: Dutchess County and Poughkeepsie Town records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 STATE ROUTE 32 S, NEW PALTZ, NY 12561-3914 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONWIDE MORTGAGE BANKERS |
| Oct 3, 2023 | Deed, Transfer · Stand-Alone First Mortgage NATIONWIDE MORTGAGE BANKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | Jun 4, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 3 LUDLOW DR, POUGHKEEPSIE, NY 12603-5310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000050990 |
|---|---|
| Date | Mar 28, 2025 |
| Instrument | 50990 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Oct 3, 2023 |
| Property Address | 3 LUDLOW DR, POUGHKEEPSIE, NY 12603-5310 |
| Document Number | 0000003071 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023-3071 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 STATE ROUTE 32 S, NEW PALTZ, NY 12561-3914 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002062 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2062 |
| Name | NATIONWIDE MORTGAGE BANKERS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Spackenkill Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,098.00 (+33.4%) | $353,000 (-) Land $69,000 Building $284,000 | $396,600 (+5.62%) |
| 2024 | $353,000 (+1.58%) Land $69,000 Building $284,000 | $375,500 (+8.06%) | |
| 2023 | $347,500 (+11.02%) Land $69,000 Building $278,500 | $347,500 (+11.02%) Land $69,000 Building $278,500 | |
| 2022 | $313,000 Land $62,700 Building $250,300 | $313,000 Land $62,700 Building $250,300 | |
| 2020 | $9,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1978–2018) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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