3 Lowe Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 3 Lowe Ave NW, Concord, NC 28027

Property Summary

Property TypeAuto Repair, Garage
Details2 bd · 1 ba · 1,964 sqft · built 1940
Lot Size1.03 acres (44,867 sqft)
OwnerCompany Name on File
Last Sale$225,000 (Mar 2019)
Tax Bill$4,113 (2023)
Deeds & MortgagesDec 2020 Line of Credit
Mar 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN5611 94 1837

Property Details

APN / Parcel Number

Primary APN5611 94 1837
Alternative APNs
  • 04112 0076.000000
  • 91771

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,964 sqft Total Area
1st Floor Area1,470 sqft
Office434 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Exterior MaterialWood
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area44,867 sqft (1.03 acres)
Lot Dimensions300 ft deep x 409 ft wide
Garage TypeCarport
Garage Area350 sqft
CarportCarport
Carport Area350 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area76 sqft
Storage Building320 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number91771
Street Address3 LOWE AVE NW
CityCONCORD
StateNC
Zip28027-5927
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeC-2
Legal DescriptionLTS 10-21 FRED E FUNDERBURK BLK B
Legal SubdivisionCONCORD PARKWAY NORTH
Legal BlockB
Legal Lot Number10-21
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1017
Census Tract42402

Owner

3 Lowe Ave NW, a commercial property, is owned by a company that bought it in March 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordCompany Name on File
Mailing Address195 DAVIDSON HWY, CONCORD, NC 28027-4205
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Mar 13, 2019Warranty Deed, Transfer · Line of Credit
PINNACLE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2019 · Amount on File
Deed SaleMar 13, 2019 · Amount on File
Prior SaleJun 1, 1992 · Amount on File
Deed Book / Page13411 / 1
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3 LOWE AVE NW, CONCORD, NC 28027-5927
Document Number14785210
Instrument DateDec 28, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address195 DAVIDSON HWY CONCORD NC 280274205, CONCORD, NC 28027-4205

Mortgage

Document Number14785210
DateDec 29, 2020
Book Page014785/000210
Instrument47022
Lender
NamePINNACLE BK
TypeBank
Address150 3RD AVE S # 900, CHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 13, 2019
Property Address3 LOWE AVE NW, CONCORD, NC 28027-5927
Document Number134111
Book / Page013411 / 000001
Instrument DateMar 13, 2019
Instrument5723
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address195 DAVIDSON HWY CONCORD NC 280274205, CONCORD, NC 28027-4205

Mortgage

Document Number134114
DateMar 13, 2019
Book Page013411/000004
Instrument5724
Lender
NamePINNACLE BK
TypeBank
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,400 (-) Land $403,800 Building $51,600
2025$455,400 Land $403,800 Building $51,600
2024$455,400 (+35.09%) Land $403,800 Building $51,600
2023$4,113.00$337,100 Land $282,660 Building $54,440$337,100 Land $282,660 Building $54,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Lowe Ave NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Lowe Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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